Your retirement dreams will only come true if you set yourself up well now… and you’re about to uncover an easy, painless way to do so.
We’re living longer than ever before… Yet over 20% of working Americans fail to save for retirement.
Let’s put that into perspective: You could have 20-30 years of life left to enjoy after retirement – and exciting a prospect as that is, you’re only going to enjoy it if you can afford to live the life you want to lead.
You’re not saving up for a one-off expense… You’re saving to make sure you can fully enjoy the freedom retirement has to offer… and that’s a daunting prospect.
You’ve suddenly panicked and realized you need to take action, but the more you research your options, the more bamboozled you become. Everything you read is flooded with technical jargon, and there’s no approach you can find that doesn’t involve a complicated math problem.
How will you ever stretch your money this far?
This no-nonsense guide to realistic and savvy retirement planning has you covered.
Written in simple, easy-to-understand language that sifts out all the jargon, it’s the only resource you’ll need to whip your finances into shape and pave the way for a happy and fulfilling retirement.
Inside, you’ll discover:
- Retirement demystified (including the 6 phases of retirement you’ve probably never heard of)
- The top mistakes most people make with retirement planning – and how you can avoid them
- The nitty gritty – a clear guide to planning and budgeting for your retirement
- How to strike the balance between risk and reward… and how this features in your retirement plan
- Everything you need to know about investment – especially if the idea brings you out in a cold sweat
- The art of making your money work for you (as it should when you’ve worked this hard to earn it) – plus what the banks don’t want you to know about saving
- What it really means to earn a passive income – and why it’s a more viable option than you realized
- Key tips for all income brackets – both lower incomes and high earners covered so you can plan within your means – whatever they are
- The bit no one wants to think about… how to plan for any potential care you may need in the future (do this now, and you’ll never have to worry about it again)
- Retirement hacks for savvy planners – yes, you!And much more.If the idea of planning for your retirement leaves you wanting to pour a cold beer and bury your head in the sand, it’s time to take a different approach.
Retirement planning is crucial… and it doesn’t have to be a headache. With the right guidance in your back pocket, you can ace this game and be certain that you have everything you need for a long and happy retirement.
Whip your retirement into shape long before you even get there: Scroll up and click ‘Add to Cart’ right now!
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Disclaimer Note : This post may contain affiliate links, meaning I get a commission if you decide to purchase through my links, at no cost to you.
Harjinder Singh –
“Smart Retirement Planning” is a well-structured and comprehensive ebook that serves as an excellent resource for individuals seeking guidance and insights into planning for a financially secure retirement. The book combines expert knowledge with practical strategies to help readers navigate the complex landscape of retirement planning.
One of the standout features of this ebook is its accessibility. The author has done an excellent job of breaking down complex retirement concepts into easy-to-understand language, making it suitable for readers with varying levels of financial literacy. Whether you’re a seasoned investor or someone just starting to think about retirement, you’ll find valuable information to help you make informed decisions.
The book covers a wide range of topics, including setting retirement goals, understanding different types of retirement accounts, managing investments, and optimizing Social Security benefits. It also provides useful tips on budgeting, reducing expenses, and managing debt leading up to retirement. The comprehensive nature of the content ensures that readers can gain a holistic understanding of retirement planning and its various components.
Bookfan –
This mediocre book is a strange blend of blatantly obvious tips and advice pitched for investment savvy readers. It suffered from trying to be everything to everyone.
I appreciated the urgency with which the author made a case for people taking responsibility to plan for their retirement.
It dragged in places, though, and I found my eyes glazing over in some chapters, although I’m very interested in the subject matter.
The material was structured in a rather strange way. A chapter trying to convince readers on the merits of early retirement planning comes after a very dull chapter describing various types of investments. If someone had endured through that slog of material, surely they’re already convinced of the need to plan early?
The author was at her best in the chapters that encouraged readers to take charge of their retirement plans and discussed the benefits of aggressive planning versus more conservative saving.
For that reason, and also because even an imperfect book on such an important topic could make a big difference in someone’s life, I’ll round 3.5 stars up to four.
John –
When reading I was quite impressed by the range of financial subjects that the book covers as well as how the author managed to explain all of them in a way that requires minimal financial literacy. I believe that it is a very useful guide and some of the strategies listed can work for someone of any financial situation.
Anne2121 –
This is a very general and broad type of guide really suited to get you started by thinking about your future and different types of approaches you might want to take. If you completely new to finances and have no idea where to even begin, definitely have a read of this guide. It is basic, but covers pretty much everything you need to start looking at to improve not only your retirement, but also current and longer term financial prospects. This is not the guide for you if you are already well versed with different investment types, effects of inflation and a grasp of money management principles. It is definitely for you if you live week to week or day to day and have little or no savings or financial direction.
Justinas Juska –
If you’re looking for a comprehensive guide to smart retirement planning, I highly recommend the book “Smart retirement planning”. The author’s expertise in retirement planning is evident in the book’s clear and approachable writing style, making it accessible to readers of all levels of financial literacy. The book covers a broad range of topics, including social security, healthcare costs, estate planning, and tax implications, and provides practical advice and actionable steps for readers to improve their retirement planning. It is mostly suited for US/UK, but there are lots of general thoughts that are important for every person. One of the book’s strengths is its emphasis on the importance of starting early when it comes to retirement planning, as well as ongoing monitoring and adjustment of retirement plans. Overall, this book is an invaluable resource for anyone looking to plan for a comfortable and stress-free retirement.
A.P. –
The book has well researched and provides lots of useful information on topic. I think if you do not have any idea how to be prepared for retirement, this book will help a lot.
Felvira –
This book is a powerful tool for anyone starting their investing journey or completely new to investing. It covers the fundamentals that are essential to build a successful portfolio for retirement. It has several practical tips covering both the US and UK.
Despite investing for some time, I was able to gather some useful information that I have not come across before and will be looking at in depth.
It stresses the importance of starting early and tools
Currently available to build a plan.
It also demystifies some common myths we have about retirement.
It also highlights some useful ways of building passive income.
I would highly recommend this book. It’s an easy read , packed with useful information.
I am particularly interested in finance and was able to download this book when it was free on Amazon.
Marc –
This well-researched guide covers essential aspects of securing a comfortable retirement. Its comprehensive approach to investing, passive income generation, and long-term financial sustainability makes it a valuable read for anyone contemplating or in retirement age. Budgeting strategies, healthcare cost considerations, and longevity risk are all covered comprehensively. I particularly enjoyed the section on creating passive income, where the author delves into different sources of passive income, such as rental properties, dividends, and royalties. Great read.
Jenny –
Retirement planning (and personal finance in general) isn’t something that is taught in schools. Therefore, when it comes to thinking about retirement, it can be difficult to know where to start. Pensions can be a minefield and it is near impossible to accurately predict how much money you’ll need for retirement.
Smart Retirement Planning provides a helping hand for those of us considering and planning for retirement, regardless of whether retirement is imminent or several decades away! It is well-researched and accounts for readers in the US and the UK. Noelle acknowledges there is not a one-size-fits-all approach when it comes to retirement, and that retirement needn’t mean a sedentary lifestyle but rather, an exciting new chapter.
The author has covered all bases and answered many, many questions regarding the pitfalls of retirement, and issues that may arise at various stages of retirement planning. She has provided advice regarding savings and investments, and the wonder of compound interest, in order to expedite your retirement and watch your pot grow.
This is a highly recommended guide for anyone who wants to dip their toe in the retirement pond and start thinking about the future they want to build for themselves. Noelle is obviously very knowledgeable in the field of retirement planning, and her book is accessible and easy to read, like having a conversation with a friend (one who knows a lot about money!) Highly recommended guide if you are looking to get your finances in order for later life.
Jessica J. –
I found this book to be incredibly helpful! I’m still on the younger side, but I’m super determined to retire early so I grabbed this book and I’m so glad I did. It has so much helpful, and practical, advice that people can start using right away. I’m no financial expert, so I liked how the author broke things down in a way that ways easy to understand. I definitely feel as though I’m setting my future up for success now!